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Bank Transfer Casinos

22 January, 2025

Bank transfer casinos have existed for decades in the UK. Before Brits popularised e-wallets and voucher cards, gamblers used wire transfer transactions to make deposits and withdrawals. There are two significant advantages of using a casino wire transfer: it is incredibly secure & you can make bulk withdrawals, even on jackpots!

Online Casino Bank Transfer for UK Gamblers

On this page, we discuss: What is a bank transfer, how to do a bank transfer in UK casinos and the different perks of this payment method. To help you get started on bank transfer payments, our experts shortlisted top wire transfer casinos in the UK and Europe. All the operators in our ‘Bank Transfer Casino list’ offer prompt payments, a wide range of casino games, generous bonuses and top security.

So, why is wire transfer still so popular amongst us Brit gamblers?

Added security

Two bank accounts are involved during wire transfers: the casino’s bank and your bank. This adds an extra layer of security to the transactions. In fact, bank transfer sites are considered some of the safest gambling platforms online.

Some financial information is also exchanged between the banks. And while this is a good thing for security, it might be a bit uncomfortable for people who prefer to play anonymously. If you choose to play without sharing your banking information, we recommend playing at top Trustly Casinos.

Bulk casino transactions

While online casinos in the UK impose low deposit limits on e-wallet deposits, many top wire transfer casino sites allow players to deposit up to £50,000+. Direct bank transfer deposits are helpful for people who prefer high-roller live casino games like VIP Blackjack, live baccarat and roulette.

Withdrawing jackpots

If you were to win a massive jackpot at a UK online casino, a direct transfer via bank would be the best way to receive your real money winnings. The low withdrawal limits on e-wallets make withdrawing jackpots in one transaction hard.

Using a bank transfer at least once in your favourite casino is smart. You never know when you will make prime-time news for winning a jackpot and then use the bank to withdraw!

How do bank transfers work in online gambling?

Bank wire transfer casinos are gambling sites or apps that allow customers to deposit or withdraw using traditional money transfers. In simple terms, there is no middleman, and you will directly transfer money from your bank account to the casino’s bank account.

Bank transfers might seem like an obvious choice, especially for older gamblers. However, recent statistics prove that casinos and younger gamblers are ditching wire transfers for e-wallets and debit cards. So far, PayPal is the only e-wallet that accepts bulk casino transactions as large as bank transfers.

So, how do you start playing at online casinos that accept bank transfers?

How to deposit via wire transfer

1

Go to the cashier section of your casino account. The best bank transfer online casinos have a Deposit link on the screen.

2

Select Bank or wire transfer as your deposit method.

3

Enter the deposit details and the amount you want to deposit to the casino. (You might be required to provide a reference number).

4

Choose your bank and confirm the transaction on your banking app.

How to withdraw at casinos via wire transfer

1

Log in to your casino account and go to the Cashier or Balance page.

2

Choose bank or wire transfer as your withdrawal method.

3

Enter the amount you want to withdraw.

4

Confirm your withdrawal.

Fees and limits of wire transfer for UK players

So, how long does a bank transfer take after you’ve requested a payout? The answer to this question depends on several things. While standard bank transfers take 3 to 5 business days, instant bank transfer payments might be done within 24 hours.

Wire transfers allow the highest deposit and withdrawal limitations at casinos. However, some banks impose some transactional limits on gambling-related payments. Contact your bank’s customer support just to be sure if there are any limits to how much of your money you can use for casino bank transfers.

Bank transfers fees

Most top casinos that accept wire transfers do not impose fees for deposits. However, there might be a small withdrawal charge, especially for transactions involving a lot of money. Fortunately, if the casino charges a fee on wire transfer deposits and withdrawals, the amount will be indicated before completing the transaction. You’ll be able to see how much is deducted and the amount you will receive.

Types of UK Wire bank transfers and their limits

Thanks to advancements in fintech, British banks can now offer multiple legal ways for UK players to transfer funds. Consequently, if you have been worried about playing at a casino with bank transfer, don’t fret! You only need to understand the perks and limitations of each transfer method.

Standard bank transfers

Standard bank transfers

This is the traditional form of online casino bank transfers and the most widely accepted in Britain. It is highly secure, but the deposit or withdrawal process might take several business days. This method is only recommended for high bankrollers who don’t mind waiting several days to play.

Wire transfers

Wire transfers

This payment method is primarily applicable if a UK player is gambling at international casinos. However, it isn’t very easy and can take up to 5 working days. With a wire transfer, banks use the SWIFT system to maximise security.

Instant bank transfers

Instant bank transfers

A modern and open banking payment method that clears casino deposits within seconds. You should also receive your withdrawals fast if the casino has activated instant bank transfers.

Faster payments (FPS)

Faster payments (FPS)

The Faster Payment service was innovated in the UK to minimise transaction time for direct transfers. The transaction can be completed instantly or within a few hours (3 hours at most).

Bank transfers via Third Parties

For many reasons, using third-party service providers for bank transfers is becoming quite popular amongst UK gamblers. For instance, when you use an open banking provider like Trustly, you can make instant casino deposits and enjoy instant withdrawals on your bank account.Furthermore, these third parties act like middlemen and don’t share your information with casinos. If you are searching for the best bank transfer casinos, pick the ones that also accept Trustly, Sofort or Zimpler.

Casino bank transfer withdrawal speed

Withdrawing your casino winnings through wire bank transfer can be slower than expected. Multiple steps are required when processing wire transfer payments, which might delay your withdrawal. In simple terms, even after the casino approves the withdrawal, it might still take several days before your bank and the casino’s bank finalise the transfer.

Tips to avoid delays during withdrawals:

Play at instant bank transfer casino sites that allow third parties

Complete your KYC verification when signing up for any casino that accepts bank transfer

Contact your bank and ask if they accept bank transfers from casinos. This will help you choose the right bank.

Security and privacy of online gambling: Is a bank transfer safe?

Yes, these payment methods are secure. Since the money is transferred between two banks, you can be sure the banking system sufficiently protects the transaction. UK banks have some of the strongest encryptions in the financial world. Therefore, your funds and financial information is well secured. Players who use an online banking account to make instant bank transfers enjoy the same security protocols. Furthermore, bank apps are built with multi-factor authentication requirements and two-step verification processes.

UK Gambling Commission and bank transfer casinos

All the bank transfer online casinos listed here are licensed by the Gambling Commission. The regulator ensures that gaming websites and apps conduct gambling activity fairly, transparently and legally. Therefore, as long as you play at UKGC-Licensed Casino, you can rest assured that the law protects your personal and financial information from misuse.

Advantages and disadvantages of using bank transfers

Bank transfers are incredibly secure, but that isn’t the only benefit of using this payment option. Here is a list of all the advantages and disadvantages of wire transfers at UK casinos.

Pros
  • One of the most secure payment methods at online casinos
  • Higher transactional limits than e-wallets
  • Widely accepted at UK casinos
  • Instant bank transfer casinos allow fast withdrawals
  • It can be used with Third Parties to reduce transactional time
Cons
  • Traditional bank transfers are slow
  • It might attract a small fee during withdrawals

Online bonuses for using bank transfer

You will likely find an array of bonuses at any top casino that accepts bank transfers. Furthermore, using bank transfer payments comes with fewer bonus limits, as is sometimes seen with e-wallets.

Here is a summary of bonuses for playing at a casino with a bank transfer:

Deposit bonuses

These are offers given when you deposit funds to your online casino account.

Match deposit bonus

Match deposit bonus

The casino matches the amount you deposited by a certain percentage. Many UK casinos offer a 100% match deposit bonus for first players.

Cashback

Cashback

A fraction of your bets returned to you after you’ve played for a certain period

Free spins

Free spins

Free rounds on particular slot machines, e.g. Starburst, Big Bass Bonanza, Book of Dead or Aloha! Cluster Pays.

No deposit bonuses

This is the favourite type of bonus amongst Brit gamblers because it does not have wagering requirements. No deposit bonus offers are uncomplicated and are usually awarded to existing players. They can come in the form of:

Extra free points to help you get into higher levels of the casino’s loyalty programs

Free entry to slot jackpot tournaments

Our experts would like to remind you always to check the terms and conditions of a bonus. That is how to know if there are wagering requirements attached and if you can withdraw any winnings you make from the bonus.

Alternatives to bank transfers

Bank transfer casino payments are not the fastest way to send or receive money from a casino. If you prefer fast payments, use alternative methods like e-wallets and open banking systems.

Trustly

Trustly

Trustly is an open banking service and one of the fastest withdrawal methods at UK casino sites. You don’t even need a Trustly account! You will be redirected to your bank after choosing Trustly as your deposit method. Trustly will then complete the bank wire transfer deposit on your behalf without sharing your personal information with the casino.

PayPal

PayPal

PayPal is an e-wallet; its biggest perk is its high transactional limits. If you have won a mini jackpot, the best alternative withdrawal method is PayPal. Not only will the funds arrive within 48 hours, but the best PayPal casinos also charge a lower withdrawal fee than bank transfers.

Zimpler

Zimpler

Zimpler works similarly to Trustly. However, it is just gaining ground amongst UK players, and we are looking forward to more casinos accepting Zimpler as a payment method.

Visa and MasterCard

Visa and MasterCard

These two card services are an excellent alternative to Bank transfers. Transactions via bank cards are convenient, fast and secure. You can make instant deposits and receive cashouts within 1 to 3 business days.

Below is a table with alternative payment options that you can use instead of wire transfers.

Payment MethodDeposit TimeWithdrawal Time
Visa / Master CardInstant24 – 72 hours
TrustlyInstantWithin minutes
PayPalInstant24-48 hours
ZimplerInstantWithin minutes or 24hrs
SkrillInstant1 to2 days
NetellerInstant1 to 2 days
Google PayInstantNot allowed
Apple PayInstantNot allowed

Frequently asked questions

How long does depositing and withdrawing funds via Bank transfer casino at online casinos take?

If you use instant bank transfer, it might take minutes or a few hours. However, traditional wire transfers take several days to clear.

Are there fees associated with Bank transfer casinos?

Whether there is a fee or not depends on the casino. If a fee is involved, it will be shown to you during deposits or withdrawals.

Is Bank transfer casino a safe method for gambling transactions?

Yes, direct bank transfers are highly protected and encrypted by the British banking system.

What are the deposit and withdrawal limitations for Bank transfer casinos in online gambling?

You can enjoy higher transactional limits when making wire transfers to and from your casino. Most casinos allow you to withdraw up to 50,000 daily via wire transfers.

Can Bank transfer casino transactions be reversed in case of an error?

Bank or wire transfers can only be reversed in specific cases, specifically fraud. For example, if someone hacks into your bank account and sends it to another account without your authorisation. However, it is a long and thorough process.