Online Casino Bank Transfer for UK Gamblers
On this page, we discuss: What is a bank transfer, how to do a bank transfer in UK casinos and the different perks of this payment method. To help you get started on bank transfer payments, our experts shortlisted top wire transfer casinos in the UK and Europe. All the operators in our ‘Bank Transfer Casino list’ offer prompt payments, a wide range of casino games, generous bonuses and top security.
What is a Bank Transfer at Online Casinos?
A bank transfer moves money from one bank account to another. So, if I make an online casino bank transfer deposit, it will transfer money from my account to the casino’s account.
Many years ago, bank transfers were the slowest way to deposit and withdraw. Most casinos didn’t accept them for deposits, and as withdrawals could take several days and incur a fee, players didn’t like them either.
I used bank transfers a few times in those days, and trust me, they weren’t great.
These days, with instant bank transfers, I can transfer money quickly and securely. What’s more, with the Faster Payments network, I don’t need to wait days to get my funds. There are exceptions, and casinos still have their own processing times, but bank transfers are often quick.
Why is wire transfer popular amongst us Brit gamblers?
Added security
Two bank accounts are involved during wire transfers: the casino’s bank and your bank. This adds an extra layer of security to the transactions. In fact, bank transfer sites are considered some of the safest gambling platforms online.
Some financial information is also exchanged between the banks. And while this is a good thing for security, it might be a bit uncomfortable for people who prefer to play anonymously. If you choose to play without sharing your banking information, we recommend playing at top Trustly Casinos.
Bulk casino transactions
While online casinos in the UK impose low deposit limits on e-wallet deposits, many top wire transfer casino sites allow players to deposit up to £50,000+. Direct bank transfer deposits are helpful for people who prefer high-roller live casino games like VIP Blackjack, live baccarat and roulette.
Withdrawing jackpots
If you were to win a massive jackpot at a UK online casino, a direct transfer via bank would be the best way to receive your real money winnings. The low withdrawal limits on e-wallets make withdrawing jackpots in one transaction hard.
Using a bank transfer at least once in your favourite casino is smart. You never know when you will make prime-time news for winning a jackpot and then use the bank to withdraw!
How Open Banking/Instant Transfers Work
Open banking is the method through which “Pay by Bank” services work.
If I select this option at an online casino, I simply need to choose my bank from the list and approve the payment (usually through an online banking app).
I can do this entirely through my mobile device, but in my case, I often deposit and play on a laptop and simply use my phone to approve payments.
With open banking and instant transfers, I don’t need to input long codes like in the old days. Everything is automatic, fast, and secure.
The Bank-Blocking Problem
Online gambling is legal in the UK, so UK banks won’t automatically block gambling payments. However, I should note that there are exceptions to this rule:
Fraud Checks:
If it’s your first gambling transaction or your first deposit at a particular casino, your bank may flag it as fraud. This is more likely with debit card payments than bank transfers, though, as you need to approve the latter with your online banking app.
Gambling Blockers:
Most UK banks include optional gambling blockers. If you sign up for these features, your bank will try to block gambling payments. However, I’ve tried them in the past, and they don’t always work. You also have to manually activate them and can turn them off if desired.
Suspicious Sites:
Your bank may block payments made to suspicious sites. It’s unlikely that they’ll do this for payments made to licensed UK casinos, but it could happen.
If your bank blocks a payment, it will likely contact you to let you know. You can then confirm that the transaction was genuine. This happens to me all of the
How to deposit via wire transfer
Go to the cashier section of your casino account. The best bank transfer online casinos have a Deposit link on the screen.
Select Bank or wire transfer as your deposit method.
Enter the deposit details and the amount you want to deposit to the casino. (You might be required to provide a reference number).
Choose your bank and confirm the transaction on your banking app.
How to withdraw at casinos via wire transfer
Log in to your casino account and go to the Cashier or Balance page.
Choose bank or wire transfer as your withdrawal method.
Enter the amount you want to withdraw.
Confirm your withdrawal.
Fees and limits of wire transfer for UK players
So, how long does a bank transfer take after you’ve requested a payout? The answer to this question depends on several things. While standard bank transfers take 3 to 5 business days, instant bank transfer payments might be done within 24 hours.
Wire transfers allow the highest deposit and withdrawal limitations at casinos. However, some banks impose some transactional limits on gambling-related payments. Contact your bank’s customer support just to be sure if there are any limits to how much of your money you can use for casino bank transfers.
Bank transfers fees
Most top casinos that accept wire transfers do not impose fees for deposits. However, there might be a small withdrawal charge, especially for transactions involving a lot of money. Fortunately, if the casino charges a fee on wire transfer deposits and withdrawals, the amount will be indicated before completing the transaction. You’ll be able to see how much is deducted and the amount you will receive.
Types of UK Wire bank transfers and their limits
Thanks to advancements in fintech, British banks can now offer multiple legal ways for UK players to transfer funds. Consequently, if you have been worried about playing at a casino with bank transfer, don’t fret! You only need to understand the perks and limitations of each transfer method.
Standard bank transfers
This is the traditional form of online casino bank transfers and the most widely accepted in Britain. It is highly secure, but the deposit or withdrawal process might take several business days. This method is only recommended for high bankrollers who don’t mind waiting several days to play.
Wire transfers
This payment method is primarily applicable if a UK player is gambling at international casinos. However, it isn’t very easy and can take up to 5 working days. With a wire transfer, banks use the SWIFT system to maximise security.
Instant bank transfers
A modern and open banking payment method that clears casino deposits within seconds. You should also receive your withdrawals fast if the casino has activated instant bank transfers.
Faster payments (FPS)
The Faster Payment service was innovated in the UK to minimise transaction time for direct transfers. The transaction can be completed instantly or within a few hours (3 hours at most).
Bank transfers via Third Parties
For many reasons, using third-party service providers for bank transfers is becoming quite popular amongst UK gamblers. For instance, when you use an open banking provider like Trustly, you can make instant casino deposits and enjoy instant withdrawals on your bank account.Furthermore, these third parties act like middlemen and don’t share your information with casinos. If you are searching for the best bank transfer casinos, pick the ones that also accept Trustly, Sofort or Zimpler.
Casino bank transfer withdrawal speed
Withdrawing your casino winnings through wire bank transfer can be slower than expected. Multiple steps are required when processing wire transfer payments, which might delay your withdrawal. In simple terms, even after the casino approves the withdrawal, it might still take several days before your bank and the casino’s bank finalise the transfer.
Tips to avoid delays during withdrawals:
Play at instant bank transfer casino sites that allow third parties
Complete your KYC verification when signing up for any casino that accepts bank transfer
Contact your bank and ask if they accept bank transfers from casinos. This will help you choose the right bank.
time at online merchants, but surprisingly, it has never happened at an online casino.
Top Casinos Offering Bank Transfers
In my experience, most UK casinos offer bank transfers. The problem is that many of them only offer bank transfers for withdrawals, and you can’t always deposit using this method.
Some of the best bank transfer UK casinos include Fun Casino, Bluefox Casino, Funky Jackpot, All British Casino, and Jeffbet. I have included all of these on my list below, and they all let me make both deposits and withdrawals with bank transfers.
Other options include:
Alfobet:
Accepts instant bank payments via Trustly, which processes both deposits and withdrawals directly.
Swift Casino:
Processes payments from most major UK banks, while also accepting PayPal, debit cards, and PaysafeCard.
Betmaze:
Accepts many payment methods, including instant bank transfers.
PlayUK:
As above, it accepts deposits and withdrawals using instant bank transfers.
Vegas Wins:
Connects to bank accounts using Trustly.
Cosmic Spins:
Both deposits and withdrawals are available using bank transfers. It also accepts debit cards, Apple Pay, Google Pay, PayPal, and MuchBetter.
Alternatives to Bank Transfers
Bank transfers are much easier than they used to be. I didn’t have too much experience using them in the early days, as I caught the tail end of that period and mostly used PayPal. However, they are faster and more convenient, and many players now see them as the best option, not a last resort.
But they’re not the only methods that have improved. Here are some alternatives I would recommend:
Debit Cards:
As with bank transfers, debit card withdrawals used to be slow, but with features like Visa Direct, that’s no longer the case. I typically receive my funds within minutes and rarely have to wait longer than a few hours.
PayPal:
I still need to log in on occasion, but even with that added step, PayPal is still fast and easy. Also, PayPal now offers various rapid login features. In my case, I can log in simply by using the autofill from my browser and then approving with my fingerprint reader, skipping the usual authentication texts.
Trustly:
As noted above, Trustly connects bank accounts and facilitates direct payments between them. You can use this service to deposit and withdraw, and it’s very fast and secure.
Pay via Phone:
These methods were once very common, but I’ve noticed far fewer options in the last couple of years. They work by adding the deposit amount to your mobile phone bill. I suspect they will gradually be phased out, though, as regulators may see it as a form of credit gambling.
Which UK Banks Support Casino Bank Transfers?
Most UK banks support bank transfers to and from UK casinos. For this reason, you shouldn’t have an issue making an online casino bank transfer deposit or withdrawal. However, the speed and cost of each transaction can vary:
The type of online casino bank transfer:
A casino that accepts bank transfers may use various methods. We have BACS, Faster Payments, Pay by Bank, and more in the UK. Ideally, if you’re making an online casino deposit with a bank account, choose Pay by Bank.
The cost of using bank transfer casinos:
A casino with bank transfer options may charge you for every transaction you make. Even if it doesn’t, you could be hit with a fee from your bank. I recommend always checking with your bank to see what fees it charges before using a casino that accepts bank transfers.
Here are my top picks for bank transfer casinos:
| Bank Transfer Casino | Bank Transfer Option | Min. Deposit |
| Fun Casino | Pay by Bank | £10 |
| Bluefox Casino | Pay by Bank | £20 |
| Funky Jackpot | Instant Bank Transfer | £20 |
| All British Casino | Pay by Bank | £10 |
| JeffBet | Instant Bank Transfer | £10 |
Fun Casino
Fun Casino doesn’t really put a foot wrong. It lives up to its name with a clean and light-hearted aesthetic, and it offers a wide selection of slot games and live casino games.
I also wasn’t restricted to low withdrawal limits like I am at some other UK online casinos. I mean, I’ll probably never need to withdraw that amount, but it’s good to have the option.
The welcome bonus at this bank transfer casino is substantial, and I found even better offers once I had joined, including cashback offers.
Bluefox Casino
With Pay by Bank, my Bluefox Casino deposits were instant, although the £20 minimum deposit is a little high.
My withdrawals were also very fast. In fact, choosing “Pay to Bank” for withdrawals might be the best option, as most payments clear in 24 hours.
I also really liked the welcome bonus and gaming selection here, and the only reason Bluefox Casino isn’t my top bank transfer casino is that it charges a 1% fee (up to £3) for withdrawals.
Funky Jackpot
Funky Jackpot uses Pay by Bank and has a minimum deposit of £20 when using bank transfers. I did note, however, that this minimum drops to just £10 with some other methods, including Pay via Phone and PaysafeCard.
My withdrawals were fairly quick, but withdrawal times can vary, and I wasn’t subjected to any additional KYC checks.
All British Casino
If you want a casino that accepts bank transfers while also embracing everything British, you can’t go wrong with All British Casino.
Regardless of the top list I create, it seems that All British Casino makes the cut. Its Pay by Bank deposits are rapid and have a low minimum that ensures they are accessible to all players. Withdrawals are fast and easy, and the casino offers a wide range of bonuses.
JeffBet
With more than 2,500 casino games and a choice of welcome bonuses, including ones tailored to its slot games, bingo games, and sportsbook, JeffBet got off to a great start and looked like it was heading to the top of my list of casinos that accept bank transfers.
But that was before I made a withdrawal using the bank transfer option.
As I noted above, bank transfers don’t need to be slow in this day and age. However, I had to wait four days for my withdrawal from JeffBet.
Security and privacy of online gambling: Is a bank transfer safe?
Yes, these payment methods are secure. Since the money is transferred between two banks, you can be sure the banking system sufficiently protects the transaction. UK banks have some of the strongest encryptions in the financial world. Therefore, your funds and financial information is well secured. Players who use an online banking account to make instant bank transfers enjoy the same security protocols. Furthermore, bank apps are built with multi-factor authentication requirements and two-step verification processes.
UK Gambling Commission and bank transfer casinos
All the bank transfer online casinos listed here are licensed by the Gambling Commission. The regulator ensures that gaming websites and apps conduct gambling activity fairly, transparently and legally. Therefore, as long as you play at UKGC-Licensed Casino, you can rest assured that the law protects your personal and financial information from misuse.
Advantages and disadvantages of using bank transfers
Bank transfers are incredibly secure, but that isn’t the only benefit of using this payment option. Here is a list of all the advantages and disadvantages of wire transfers at UK casinos.
Pros
- One of the most secure payment methods at online casinos
- Higher transactional limits than e-wallets
- Widely accepted at UK casinos
- Instant bank transfer casinos allow fast withdrawals
- It can be used with Third Parties to reduce transactional time
Cons
- Traditional bank transfers are slow
- It might attract a small fee during withdrawals
Online bonuses for using bank transfer
You will likely find an array of bonuses at any top casino that accepts bank transfers. Furthermore, using bank transfer payments comes with fewer bonus limits, as is sometimes seen with e-wallets.
Here is a summary of bonuses for playing at a casino with a bank transfer:
Deposit bonuses
These are offers given when you deposit funds to your online casino account.
Match deposit bonus
The casino matches the amount you deposited by a certain percentage. Many UK casinos offer a 100% match deposit bonus for first players.
Cashback
A fraction of your bets returned to you after you’ve played for a certain period
Free spins
Free rounds on particular slot machines, e.g. Starburst, Big Bass Bonanza, Book of Dead or Aloha! Cluster Pays.
No deposit bonuses
This is the favourite type of bonus amongst Brit gamblers because it does not have wagering requirements. No deposit bonus offers are uncomplicated and are usually awarded to existing players. They can come in the form of:
Extra free points to help you get into higher levels of the casino’s loyalty programs
Free entry to slot jackpot tournaments
Our experts would like to remind you always to check the terms and conditions of a bonus. That is how to know if there are wagering requirements attached and if you can withdraw any winnings you make from the bonus.
Alternatives to bank transfers
Bank transfer casino payments are not the fastest way to send or receive money from a casino. If you prefer fast payments, use alternative methods like e-wallets and open banking systems.
Trustly
Trustly is an open banking service and one of the fastest withdrawal methods at UK casino sites. You don’t even need a Trustly account! You will be redirected to your bank after choosing Trustly as your deposit method. Trustly will then complete the bank wire transfer deposit on your behalf without sharing your personal information with the casino.
PayPal
PayPal is an e-wallet; its biggest perk is its high transactional limits. If you have won a mini jackpot, the best alternative withdrawal method is PayPal. Not only will the funds arrive within 48 hours, but the best PayPal casinos also charge a lower withdrawal fee than bank transfers.
Zimpler
Zimpler works similarly to Trustly. However, it is just gaining ground amongst UK players, and we are looking forward to more casinos accepting Zimpler as a payment method.
Visa
These two card services are an excellent alternative to Bank transfers. Transactions via bank cards are convenient, fast and secure. You can make instant deposits and receive cashouts within 1 to 3 business days.
Below is a table with alternative payment options that you can use instead of wire transfers.
| Payment Method | Deposit Time | Withdrawal Time |
|---|---|---|
| Visa / Master Card | Instant | 24 – 72 hours |
| Trustly | Instant | Within minutes |
| PayPal | Instant | 24-48 hours |
| Zimpler | Instant | Within minutes or 24hrs |
| Skrill | Instant | 1 to2 days |
| Neteller | Instant | 1 to 2 days |
| Google Pay | Instant | Not allowed |
| Apple Pay | Instant | Not allowed |
Frequently Asked Questions
Can I use bank transfers to deposit at online UK casinos?
Yes. You can use instant bank transfer services like Pay by Bank to immediately fund your account at a UK online casino.
Why do I need to use a bank transfer at a UK online casino?
It could be the result of a “closed-loop” system, which means that if you deposit with a bank transfer, you need to withdraw using that method.
How fast are bank transfer withdrawals at UK online casinos?
It depends on the casino. In my experience, it can take anywhere from 1 to 5 days to receive funds from casinos that accept bank transfers.
Will my bank know that I am transferring money to an online casino?
Yes, your bank will know, as the payment will appear in your account. However, online gambling is legal in the United Kingdom. It’s common, and UK banks don’t care.
Are there any better payment methods than bank transfers for UK casinos?
If you want convenience and speed, debit cards are a good option, as both deposits and withdrawals can be instant these days.