| Payment Method | Type |
|---|---|
| Apple Pay | Mobile Payment |
| AstroPay | Prepaid Card |
| Bank Transfer | Bank Transfer |
| CashToCode | Prepaid Voucher |
| EcoPayz | E-Wallet |
| E-Wallets | E-Wallet |
| Google Pay | Mobile Payment |
| Jeton | E-Wallet |
| MuchBetter | E-Wallet |
| Neosurf | Prepaid Card |
| Neteller | E-Wallet |
| Pay by Phone | Mobile Payment |
| PayPal | E-Wallet |
| Paysafe | Prepaid Card |
| Prezzy Card | Prepaid Card |
| Skrill | E-Wallet |
Why It’s Important to Use Secure Payment Methods
At first glance, you might think that the casino payment method does not have a huge influence on your overall gambling experience. If that’s your impression, you are mistaken. The deposit method can have a huge influence as it is of massive importance.
There are several reasons you ought to choose a secure and efficient method and we are more than happy to expand on that topic.
Fast Deposits and Withdrawals
First up, secure casino deposit options are fully optimised for online use. They provide Kiwis with fast withdrawals and deposits. In most cases, you will enjoy instant deposits at online casino sites. Cashouts have a short processing period.
Personal Data Protection
Secure payment methods such as e-wallets and credit and debit cards are all about data protection. They use special tools through which they protect your sensitive information and make sure that it does not fall into the wrong hands. Hence, the chances of you being scammed online are brought to a minimum.
No Fees
When you choose a credit or debit card to transfer money to your casino account, you will likely not pay any fees. All of the most popular payment methods (and most secure) do not charge fees for online transactions.
Bonus Eligibility
Each reputable payment option is widely accepted for claiming casino bonus offers. They allow NZ players to access games without wagering real money. The best part about them is that when they do so, they are still eligible to win real rewards.
How to Choose the Best Payment Method for Online Casino NZ
Casino payment options are vast. Players from New Zealand have a lot to choose from. Each payment option is subject to personal preferences but there are some features that are universal and will help you make your pick.
Security and Privacy
First off, check how the payment method ensures your safety. For example, Apple Pay uses a DAN. E-wallets use one-time tokens instead of your bank details. Get familiar with this and if you are pleased, proceed to the second step.
Casino Deposit and Withdrawal Fees And Limits
Sometimes, payment providers can charge you fees when you make a transaction to your online gambling account. These fees are out of the control of the casino. Check whether these fees are present and if yes, see whether they are high or low.
Almost every payment provider sets maximum limits for deposits and withdrawals. Check these limits and see whether they fit your preferences or not.
Minimum Casino Deposits
The minimum deposit requirement by the online casino is also something to look out for. The minimum amount is likely to vary from one payment method to another. Take the bank transfer as an example. Usually, transactions with this option have much higher limits.
Processing Times
Deposits at NZ online casinos are transferred instantly. Withdrawals, on the other hand, have processing times. Sometimes, these periods can last more than 7 business days. Make sure you choose the most efficient payment method in this sense.
Accessibility and Availability
Some payment methods are available at most NZ online casinos, some aren’t. For example, credit and debit cards are far more popular than bank wire transfers. There’s no point in choosing a method that is accepted at very few casinos. You might have flexibility with deposits and withdrawals, but you won’t have any flexibility in choosing reputable casinos that can provide you with the best gaming experience.
Bonus Offers and Promotions
Finally, we have something that we mentioned earlier. Casinos accept most payment methods for claiming bonuses and promotions. However, some options are often excluded. Skrill and Neteller, for example, are often not eligible for claiming promos. Make sure that you can claim a bonus with your online casino deposit option.
Traditional Payment Methods for Casino
While speaking about availability and accessibility, we mentioned that online casino customers will find some methods more often than others. Of course, you ought to know which ones are traditional in the NZ online gambling industry, so let’s have a look at them.
Credit and Debit Cards
First up, we have credit and debit cards. Credit cards are considered a bit more secure and efficient, but that doesn’t mean that debit cards are not a good choice. When you register at an NZ online casino, you will have several types of cards at your disposal, with the most popular ones being:
- Visa
- MasterCard
- American Express (AmEx)
Visa
Visa cards, along with MasterCard, are the two most dominant payment providers in New Zealand and the world. Visa is the largest provider in terms of purchase volume and transactions and that is why you can find it at pretty much every online casino in New Zealand.
Mastercard
Mastercard debit and credit cards have nearly an identical digital footprint to Visa. Many Kiwis might ask what’s the difference between the two. The reality is that the differences do not affect consumers at all. Both of them are forms of payment and are completely optimized for online use.
American Express
American Express (AmEx) may not be as popular as Visa and Mastercard but it still holds a massive chunk of the market in New Zealand. Just as the name itself suggests, this is a US-based payment provider, but it offers its services to Kiwis as well.
Bank Transfers
Next, we have bank money transfers. One of the reasons why Kiwis like to use this option is that security is at the highest level with every transaction. That comes at a cost, though. Bank transfers are known for not being as efficient as other payment options. In most cases, NZ casinos accept direct bank transfers and wire transfers.
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Direct Bank Transfers
A direct bank transfer is a bank-to-bank transfer. This type of payment option is used to send money domestically. There are two types of direct bank transfers – direct deposits and direct payments. Kiwi players use direct payments to transfer money to their online casino accounts.
Wire Transfers
Although direct bank transfers and wire transfers sound almost the same, there are a few differences between them. For example, if Kiwi players want to deposit money in a casino that is based offshore, they must use wire transfers. Transferring money internationally is only possible with this option. Wire transfers are also a bit more efficient than direct bank transfers, but the latter comes at a lower cost.
E-wallets
E-wallets revolutionized the online casino industry in the world. Their efficiency and security are the reasons why NZ players are so fond of using them. Although there are many providers of this type, the ones below are the most reputable in Kiwi land.
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PayPal
First up, we have PayPal. When NZ players create new casino accounts, they can connect PayPal to the casino and make instant deposits. To make things even better, PayPal usually offers same-day payouts. Thanks to that, you can enjoy massive efficiency in all types of transactions.
Skrill
Skrill is arguably the most popular e-wallet. In most cases, you will enjoy instant casino deposits and withdrawals. Its small flaw is the fact that it has tons of fees on each transaction. Make sure you get familiar with them before using them.
Neteller
The same company, Paysafe Group, owns Neteller and Skrill. As a result, these two options are more or less identical. Skrill is a bit more popular, but Neteller is also known for providing players with fast and secure transactions.
Revolut
Revolut is an emerging payment method that is proving to be the next big thing. Creating a Revolut payment account is fast and this option works in a similar fashion as a credit or debit card. To ensure maximum security, you can generate virtual cards and use them for deposits. Revolut has three plans, depending on how many services from it you want to enjoy.
Cryptocurrency Payment Options
Cryptocurrencies are the best of all worlds. They provide Kiwis with fast transactions while keeping security at the highest level and fees at a minimum. Furthermore, the maximum limits for deposits and withdrawals are usually much higher.
Popular Cryptocurrencies Accepted in New Zealand
These days, there are over 2,000 cryptocurrencies. To connect them with your online casino account, you must integrate your crypto wallet with the online casino. Of course, some cryptocurrencies are more popular than others and below, we list and explain the top 3 in New Zealand.
Bitcoin
Bitcoin is not only the most popular cryptocurrency in New Zealand but in the world as well. It is the first digital asset and it hit the market in 2009. To trade Bitcoin, you must first purchase it at an exchange platform. Then, connect your wallet with the casino and transfer funds. Both deposits and withdrawals with it are usually instant and casinos will not charge you any fees.
Ethereum
Ethereum is the second-most used cryptocurrency in New Zealand. Both Bitcoin and Ethereum are highly-volatile digital currencies. That means that their value is subject to frequent changes. On some days, they may be valued more, on others less. Hence, you need to be mindful of your payments.
Litecoin
Finally, we have Litecoin, a cryptocurrency that was created by a former Google employee. In terms of processing times, Litecoin is a bit more efficient than Bitcoin. On average, it takes about 2 minutes to process a Litecoin payment, whereas Bitcoin’s processing is 10 minutes.
Mobile Payment Methods for Casino
As mobile gaming is rising in popularity in New Zealand, mobile payments are becoming a massive trend. There are two forms of banking that Kiwis can use. The first one is mobile wallets and the second one is mobile billing.
Mobile Wallets
Mobile wallets are extremely popular as they offer maximum security. Moreover, you can deposit and withdraw funds with them in the most efficient manner. Thanks to the fact that mobile casino payment methods have apps, you can easily check the status of a payment at any time.
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Apple Pay
One of the biggest advantages of using Apple Pay for online casino payments is that this option does not store players’ details from their bank accounts. Instead, it uses the so-called Device Account Number (DAN). This is a unique transaction code which ensures maximum security with online payments. Since it is optimized for use on the Internet, you can rest assured knowing that each transaction with it is fast.
Google Pay
Android users in New Zealand can use the Google Pay app, which is the substitute for Apple Pay. To deposit at an online casino site, you must first add your card to GPay. Then, visit the casino’s site and choose to deposit or withdraw with this method. Confirm the 3-digit security code and finalize the transaction.
Mobile Billing
Casino players that are thinking of using mobile billing will enjoy secure and fast deposits. The downside to these online payment methods is that you cannot use them to withdraw funds at the best online casinos. The most popular types of mobile billing banking methods are Zimpler, Boku and Pay by Phone bills.
Zimpler
Zimpler is a mobile payment method based in Sweden. Many consider it the most customer-orientated option. This m-wallet keeps track of your financial activities at online casinos and thus, helps you gamble responsibly. Once you create a Zimpler account, you just connect your cards and make payments in the cashier section of the casino.
Boku
To enhance security, Boku uses data from your mobile network provider. To use it, you just need to have an active phone bill. Each time you fund your account at the casino, Boku will send a confirmation via SMS. Thanks to the fact that Boku uses top-notch security measures, you can rest assured knowing that your sensitive information will not fall into the wrong hands.
Pay by Phone Bill
Pay by phone bill is available if your network provider supports online payments. All you have to do to deposit is to enter your mobile number. Then, the network provider will bill the amount at the end of the month.
Prepaid Cards and Vouchers
As we already concluded by now, Kiwi players are always looking for the most secure way through which they can send cash to their casino accounts. To ensure that, they want to minimize the number of sensitive details they want to send to the casino.
That is why Kiwis are often looking for casino deposit methods that are not connected to any bank account details. Luckily, there are several accepted payment methods that will give you just this.
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Paysafecard
To use Paysafecard for depositing and withdrawing, you must purchase the card at a real store. Then, you use the 16-digit PIN at the cashier section. The good thing about Paysafecard is that you can recharge it via online platforms and in stores. As you can see, this option is not related to bank accounts at all, which is why some shortlist it among the best online casino payment methods.
Neosurf
Neosurf works in a similar fashion to Paysafecard. You purchase the voucher at an in-person shop. When depositing directly at online casinos, you use the secure PIN that the app generates. There’s no need to include any bank account or personal details. Neosurf also provides players with quick withdrawals and ensures maximum security.
AstroPay
AstroPay offers virtual cards and you can use them to deposit and withdraw money from your gaming accounts. You can also use it to withdraw money to your bank account. This method has the so-called AstroCoins plan. It is a special program in which you can win unique rewards.
Prezzy card
Prezzy card is an NZ-based online payment system. These are gift cards that you can use for various online purchases, including online casino payments. Payments with it are similar to debit and credit card deposit and withdrawal methods. When you receive the prepaid card, you must activate it via your phone or online.
Online Payment Systems for Gambling
A few of the last common casino payment methods are Trustly, ecoPayz and MuchBetter. These payment systems guide all transactions via financial institutions and networks and make online banking secure. Although their transactions often come with fees, they are fairly low.
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Trustly
One of the reasons why Trustly is among the most popular casino payment methods in New Zealand is its efficiency. This option gives Kiwis instant deposits and withdrawals. Moreover, it has its own system, called Pay n Play. NZ casinos that utilize this system don’t require Kiwis to register. They just connect their Trustly Pay N Play account, deposit money and enjoy the games.
ecoPayz
ecoPayz recently rebranded itself to Payz and this system allows you to deposit and withdraw with over 50 currencies. The New Zealand dollar is among them. Several security features make it impossible for unwanted parties to gain access to sensitive information and since Payz is optimized for online use, depositing and withdrawing funds is done in a blink of an eye.
MuchBetter
MuchBetter has extremely low fees, fast transactions and its own wallet to ensure security and ease of use. If that’s not enough, MuchBetter provides its users with a Mastercard debit card. You can use this card and connect it to your Google Pay account.
Emerging Payment Methods in New Zealand
So far, we focused on payment services that are often used by Kiwi players at their desired casino operator. Since our goal is to give you the full spectre of payments at online casinos, we also want to cover a few emerging payment methods in New Zealand.
Open Banking
Through open banking, third-party services gain access to your financial details. These third parties use APIs to utilize the player’s bank account and thus, enable several advantages. Faster payments and more payment options are among them.
Cryptocurrency Wallets
If you want to use cryptocurrencies to make payments, then you must connect your digital wallet to the casino. In most cases, exchange platforms have integrated wallets but these days, you can use a separate wallet, if their services suit your needs more.
Biometric Payments
Biometric payments have one goal – increase the speed of all transactions and thus, give you instant deposits and withdrawals. All you have to do deposit money at an online casino is to look at your phone. These systems use face ID to authenticate every payment. Studies show that in the next couple of years, they can completely take over the financial industry and offer Kiwis a much more efficient and secure experience at online casinos.
How to Get Withdrawals Instantly (or as Fast as Possible)
Apart from security, all NZ players want to choose a legal casino banking option that gives them fast/instant withdrawals. Choosing the right payment option is the number one priority, but there’s more to the process.
Complete Casino Account Verification
First of all, before you can make your first casino withdrawal, you must verify your account. Verification is a KYC procedure that all licensed operators enforce. Through verification, they confirm that Kiwi players are of legal age. In most cases, the casino will ask for the following documents from you:
- Government-issued ID
- Recent utility bill
- Proof of address
After the verification team reviews and accepts the documents, you will have the chance to make a withdrawal. Many online casinos take around 12 hours to review these files.
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Avoid Bank Transfers
Bank transfers are among the most secure online betting payment methods. That comes at a cost, though. They are extremely slow. Deposits are rarely instant and withdrawals can take up to 10 business days to complete. Their inefficiency is the reason why many NZ players are not fond of using them.
Crypto is Arguably the Best Solution for Fast Cashout
If you are looking for fast casino withdrawal methods, crypto is arguably the best choice. Yes, e-wallets like Skrill are known for their fast transactions, but fees often accompany them. Cryptocurrencies like Bitcoin, Ethereum and Litecoin void them.
That’s because cryptocurrencies are completely decentralized and operate on blockchain. No authority has the power to charge fees. Thanks to the process of mining, every crypto transaction is processed within minutes. And if that is not enough, when you use them, you remain anonymous.
One thing that you should keep in mind is the current value of these digital assets. The value of cryptocurrencies like Bitcoin can change every minute. If you are not fond of these fluctuations, then we recommend you use stablecoins. This particular payment method is also known for having fantastic minimum and maximum limits.
Opt-in For Fast Payout Casinos
Online casinos in New Zealand these days are as diverse as the number of payment methods. If you want to enjoy faster payments, then you should consider opting for fast-payout casinos. They are known for their fast processing period while also maintaining a high level of security.
Pay N Play casinos are also worth mentioning. They are leading operators in efficient gaming. As we stated earlier, they do not require you to register an account. All you have to do is connect your method and deposit directly.
Choose E-Wallets if You’re Okay With the Fees
If you are not fond of using cryptocurrencies and you don’t want to make an online casino deposit with a bank account, then maybe you should consider using e-wallets. Setting up a Skrill, Neteller or PayPal account is fast and you can easily integrate them with your casino account.
Usually, the transaction fees are low and if you are okay with them, then you should use an e-wallet. After all, they are completely optimized for online use and will give you the highest level of security. And if that is not enough, these online payment providers accept transactions with New Zealand dollars.
Verdict
Online casinos in New Zealand provide players with tons of advantages and versatile banking options are one of the pros. Not only will you enjoy maximum security, but you can also claim a plethora of bonuses and promotions.
In terms of processing periods and limits, some methods are better than others. However, the most important thing that you must do is choose an option that suits your preferences the most. Check the policies of the operator, see whether you can use your desired provider to claim bonuses and if everything checks out, you can proceed to making a transaction.
The process of depositing and withdrawing is fast and simple. Just register/login and visit the cashier section. There, choose one of the two menus – deposit or withdraw. Select your method, enter the amount and confirm the transaction.
References
- The Salvation Army Oasis
- Gambling Helpline New Zealand
- Problem Gambling Foundation NZ
- Asian Family Services
- Safer Gambling Aotearoa
- MuchBetter – Google Pay
- Skrill Fees
- Revolut
